Loan amount
Payment on a $250,000 mortgage
Google searches this as “mortgage payment on $250,000.” At the Freddie Mac 30-year of 6.95% (week of Sept. 17, 2026), principal and interest on a $250,000 loan is $1,655. The form starts at 20% down on a $312,500 price so the loan matches.
Estimated monthly
$2,032
P&I + taxes + insurance + HOA + PMI
Principal & interest
$1,655
Loan amount
$250,000
Down payment
$62,500
Lifetime interest
$345,753
Questions people type into Google
- What is the monthly payment on a $250,000 mortgage?
- At 6.95% for 30 years, P&I is about $1,655. With a 1% tax estimate and typical insurance, the all-in payment starts near $2,032. Your quote depends on credit, points, and the county.
- Is this the house price or the loan?
- This URL is the loan (what you borrow). A $250,000 loan with 20% down implies a $312,500 purchase. Switch to the main mortgage calculator to start from list price.
Related tools
- Mortgage paymentPrincipal, interest, taxes, insurance, HOA, and PMI from today’s 30-year average.
- Home affordabilityBack into a purchase price from take-home pay, debts, and a 28/36 rule.
- Auto loanPayment, interest, and total cost by credit tier using Q2 2026 APRs.
- Refinance break-evenMonths to recoup closing costs against today’s 30-year rate.