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Sunday, September 27, 2026

Daily reprint · 2026-09-20

RRateboardDaily rates desk

Loan amount

Payment on a $350,000 mortgage

Google searches this as “mortgage payment on $350,000.” At the Freddie Mac 30-year of 6.95% (week of Sept. 17, 2026), principal and interest on a $350,000 loan is $2,317. The form starts at 20% down on a $437,500 price so the loan matches.

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Other loan sizes: $250,000 · $300,000 · $400,000 · $500,000 · $600,000 · $750,000 · $1,000,000

Estimated monthly

$2,845

P&I + taxes + insurance + HOA + PMI

Principal & interest

$2,317

Loan amount

$350,000

Down payment

$87,500

Lifetime interest

$484,054

Questions people type into Google

What is the monthly payment on a $350,000 mortgage?
At 6.95% for 30 years, P&I is about $2,317. With a 1% tax estimate and typical insurance, the all-in payment starts near $2,845. Your quote depends on credit, points, and the county.
Is this the house price or the loan?
This URL is the loan (what you borrow). A $350,000 loan with 20% down implies a $437,500 purchase. Switch to the main mortgage calculator to start from list price.

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