Thursday, September 24, 2026 · Public sources
Today’s rates, then the calculator that uses them.
People search Google for a number — a payment, a pump price, take-home pay. Rateboard is the free desk that answers with current listings and a working tool. No account.
The board
Full listingsCalculators people actually search
Each tool is prefilled with the desk figure so a visitor from “mortgage calculator” or “gas prices today” can get an answer in one screen.
- borrowMortgage paymentPrincipal, interest, taxes, insurance, HOA, and PMI from today’s 30-year average.
- borrowHome affordabilityBack into a purchase price from take-home pay, debts, and a 28/36 rule.
- borrowAuto loanPayment, interest, and total cost by credit tier using Q2 2026 APRs.
- borrowRefinance break-evenMonths to recoup closing costs against today’s 30-year rate.
- borrowStay or refinanceHonest verdict if you locked near 3% versus today’s 30-year average.
- payPaycheck / take-home2026 IRS brackets, FICA wage base, and a simple state tax.
- earnCompound interestGrowth of a lump sum plus monthly deposits at today’s APYs.
- borrowCard payoffMonths to clear a balance at 22.15% average APR — or your own.
- spendTrip fuel costMiles, MPG, and today’s EIA / AAA pump prices by region.
- spendInflation / buying powerWhat a dollar from an earlier year buys in 2026.
- spendCurrency converterLive mid-market rates via Frankfurter, refreshed on this page.
- spendPercentage & tipPercent of, percent change, and a restaurant tip split.
Why this desk earns
Finance search is expensive for advertisers. A visitor who just calculated a $2,400 mortgage payment is a mortgage lead. Rateboard keeps the tools free and sells the adjacent attention — display, native listings, and lender referrals.
Rate cardWhat updated today
Standing reprint 10:00 a.m. Central, daily. Figures keep their survey as-of date until a new official print exists.
- 30-year fixed 6.95% · Freddie Mac week of Sept. 17
- Regular gasoline $4.32 · EIA week of Sept. 14
- AAA daily regular $4.48 · Sept. 19
- Live currency on the converter · Frankfurter, on page load