Listings
Today’s rates
Editorial averages from public surveys. Posted lender rows are labeled with an as-of date. Sponsored products never sit in the average.
Freddie Mac Primary Mortgage Market Survey, week ending Sept. 17, 2026. A year ago the 30-year averaged 6.26%.
Mortgage calculator| Listing | Today | Change | Note |
|---|---|---|---|
| 30-year fixed | 6.95% | +19 bp | Highest in 19 months |
| 15-year fixed | 6.31% | +13 bp | Common refinance tenor |
| 5/6 ARM | 6.41% | +13 bp | Curinos, 720 FICO, Sept. 2026 |
| FHA 30-year | 6.50% | +12 bp | Posted composite |
| VA 30-year | 6.38% | +13 bp | Posted composite |
| Jumbo 30-year | 7.12% | +17 bp | Posted composite |
Payment at today’s 30-year
Principal and interest only, 6.95%, 30 years. Open a page to add taxes and insurance.
Posted 30-year by lender
Public posted rates as of Sept. 18, 2026 — not a personalized quote. The spread on a $400,000 loan is hundreds of dollars a month.
| Lender | 30-year | 15-year |
|---|---|---|
| AmeriSave | 5.99% | 5.13% |
| New American Funding | 6.75% | 6.13% |
| U.S. Bank | 6.99% | 6.49% |
| Wells Fargo | 7.00% | 6.25% |
| Bank of America | 7.25% | 6.50% |
| Rocket Mortgage | 7.25% | 6.63% |
30-year by FICO (Curinos, Sept. 2026)
| Score | 30-year | 15-year | P&I on $350,000 |
|---|---|---|---|
| 620 | 7.61% | 6.33% | $2,474 |
| 660 | 7.31% | 6.31% | $2,402 |
| 700 | 7.14% | 6.31% | $2,362 |
| 720 | 7.10% | 6.31% | $2,352 |
| 740 | 6.99% | 6.30% | $2,326 |
| 760 | 6.93% | 6.30% | $2,312 |
| 780+ | 6.85% | 6.29% | $2,293 |